When running a business out of a traditional office location, the need for business insurance should be obvious. If you are running the business out of your home, you may make the assumption that your homeowners insurance will cover all the needs for your home business. That is not always true, and business insurance may be necessary. Here are 3 reasons why you will need to get business insurance for your home business. Read More»
When the ground your home sits on moves, so can your foundation – sometimes leading to costly repairs. Because all kinds of factors can cause damage to your home’s foundation, it’s important to understand the different types of problems that may occur. You also need to know under what circumstances your home insurance policy will help cover the cost of foundation repairs. Understanding What Happens The soil expansion that occurs with the seasons can push up your home’s foundation. Read More»
No one knows your financial situation better than you. So, you shouldn’t let anyone else tell you how much life insurance your family needs, but you shouldn’t allow yourself to get overwhelmed by the different options available either. Fortunately, it isn’t difficult to determine how much life insurance you need if you have questions. Learn how to determine a good life insurance coverage amount for your family and what type of things you need to take into consideration. Read More»
In most states, drivers who have been convicted of a DUI or driving without a valid license or insurance may be required to submit proof of insurance to their state in order to prove that they are maintaining safe and responsible habits on the road. This is accomplished through SR-22 forms, and the special policies they mandate are sometimes known as SR-22 insurance. In Florida or Virginia, however, you may be required to attain even stricter insurance policies, called FR-44 insurance after their corresponding forms. Read More»
One of the things you must have if you want to keep yourself and your vehicle protected in case of an accident is auto insurance. However, the cost to do so may be expensive, and it’s possible you’ll be interested in ways to lower it. The good news is there are many things you can do to reduce the cost of your coverage, and knowing what these things are may be helpful to you. Read More»
As a senior citizen, there is a chance that a nice chunk of your monthly budget goes toward medication-related expenses. Paying for expensive prescriptions can definitely put a huge damper on your budget, but there is a chance that you might be spending more than you have to. These are a few signs that you are paying too much for your medication. 1. You Haven’t Signed Up for Medicare Part D Read More»
Many people assume that homeowner’s insurance only covers damages that happen directly to their home, but that is not the case. There are some homeowner’s insurance policies that cover so much more than just the home. Use the guide below to learn a few things that your policy may cover without you even realizing it. Accidents that Happen on Your Property If you are having friends over for a get together and someone gets hurt, your homeowner’s insurance policy will pay for the injuries that they incur. Read More»
If you’re planning a vacation this summer, the last things you want to experience is a vehicle break-in or to have your vehicle vandalized. Whether you have to rent a car while yours is repaired, you have some of your personal possessions stolen or you’re otherwise inconvenienced, being victim to a break-in or vandalism can definitely put a damper on your otherwise fun summer vacation. While your auto insurance provider can take care of you whether you’re in your home state or beyond, being on the phone filing an insurance claim probably isn’t the way you envisioned spending your vacation. Read More»
Have you decided to rent a building and open your own small business? You might want to make sure that you invest in business insurance, as there are many benefits that you will be able to enjoy with the coverage. However, the extent of coverage will depend on what you are willing to pay for. Take a look at this article to find out about some of the benefits that business insurance can provide. Read More»
Life insurance policies are always aimed at older people or those with families. They encourage people to have money for their dependents. As a single person, you may think there’s no need to have life insurance. This is where you’re wrong. Here are four reasons to get life insurance as a single person today. You Don’t Know What the Future Holds You may be single now, but what about in the future? Read More»