As a business owner, having the proper commercial property insurance is crucial to your finances. This is true whether you are a property owner with tenants who rent the building or you own and operate the business. While most people understand the need for liability coverage in case someone is injured on the property, there are other types of coverage that you may not think about when buying the policy. Talk with your insurance agent about the following to make sure you are completely covered. Read More»
When purchasing life insurance coverage, you will need to decide between buying a whole life insurance policy or a term life insurance policy. While neither of these options will be right for everyone, many people will find that the option of a whole-life policy is the more beneficial choice. Below you can find out more about a few of the benefits that these policies have to offer so that you can decide if this is the right type of life insurance coverage for you as well. Read More»
If you’ve been looking at your health insurance options and have been trying to make sense of them, you might have wondered what Medicare Part B can offer in terms of disease prevention. In many cases, Medicare Part B covers preventative care.
What kind of preventative care does this insurance plan cover? Here are a few of the common services Medicare Part B covers.
Cancer Screenings
One of the most important aspects of preventative care is cancer screenings. Read More»
When searching for auto insurance policies, you will notice that there are many packages in the market. However, even though you will have many packages to choose from, you should choose the basic types before considering the additional options. Here are the basic types of auto policies.
Bodily Injury
This is the most common form of an auto policy. It applies to those injuries you cause to another person while driving. Read More»
When you buy a home, you need great homeowner’s insurance. If your previous insurance company had you call a call center for everything instead of having one agent handling your policy, you may want to look into switching to a company where you deal with one agent. For homeowner’s insurance, being able to deal with one specific agent instead of a huge call center makes claims and other processes go much more smoothly. Read More»
Car insurance can play an important role in making sure you are financially protected in the event of an auto accident. Unfortunately, if you are like many people, you could find yourself struggling to keep up with your car insurance payments each month. If you are currently dealing with this struggle, you should know that it is possible to reduce the cost of your car insurance without giving up any of your important coverage. Read More»
Businesses need commercial auto insurance, and individuals need personal auto insurance. However, the insurance line separating the two is not always clear, and the coverage sometimes overlaps. Below are some factors that determine whether you should buy commercial car insurance.
Vehicle Use
Commercial car insurance covers the business use of vehicles. Commercial car insurance is necessary if you use your car to earn money. The coverage applies to both direct and indirect income generation. Read More»
There are plans out there for almost every driver when it comes to auto insurance. Whether you need a bare minimum of coverage or want a policy that offers all of the bells and whistles, there’s an insurer who can meet your needs. However, sifting through all of the auto insurance options can be challenging. There are many types of policies and insurance companies to consider. Here are three tips to help you find auto insurance. Read More»
Homeowners insurance policies generally provide coverage against damage to your house, loss of your belongings, and certain liability lawsuits. High-value home insurance offers extra protection that you can get if you own an expensive house. Here are some of the more common extra protections that high-value policies offer.
Protection for Spoiled Food
Many owners of expensive homes have large refrigerators and freezers, and the total cost of food stored in these appliances can be quite high. Read More»
