As a new homeowner, you need to make sure that you fully protect your new investment. It costs a lot of money to own and maintain a home, so you’ll want to look into investing in homeowners insurance. This is a good way to protect your home and your personal belongings and to have a plan in place in case something does go wrong in the future. Here are the reasons you need to buy homeowners insurance: Read More»
The craziest little accidents seem like they require the least amount of effort to fix, right? A car door moved beyond its bending capacity such that it does not shut all the way is an example of one of these simple accidents. One would assume that the mechanic would just remove and repair or replace the door. However, your car insurance company would view this quite differently, especially if your vehicle is older than ten years. Read More»
If you’re an owner-operator (OO) of your own rig, you may put a lot of pride into your safe and defensive driving skills — which can make an insurance hike following an accident that wasn’t your fault even more of an insult. Unfortunately, truck drivers can often be blamed for accidents that were due in greater part to a passenger vehicle driver’s poor judgment or failure to yield, causing their insurance rates to rise and their profits to take a hit. Read More»
When running a business out of a traditional office location, the need for business insurance should be obvious. If you are running the business out of your home, you may make the assumption that your homeowners insurance will cover all the needs for your home business. That is not always true, and business insurance may be necessary. Here are 3 reasons why you will need to get business insurance for your home business. Read More»
When the ground your home sits on moves, so can your foundation – sometimes leading to costly repairs. Because all kinds of factors can cause damage to your home’s foundation, it’s important to understand the different types of problems that may occur. You also need to know under what circumstances your home insurance policy will help cover the cost of foundation repairs. Understanding What Happens The soil expansion that occurs with the seasons can push up your home’s foundation. Read More»
No one knows your financial situation better than you. So, you shouldn’t let anyone else tell you how much life insurance your family needs, but you shouldn’t allow yourself to get overwhelmed by the different options available either. Fortunately, it isn’t difficult to determine how much life insurance you need if you have questions. Learn how to determine a good life insurance coverage amount for your family and what type of things you need to take into consideration. Read More»
In most states, drivers who have been convicted of a DUI or driving without a valid license or insurance may be required to submit proof of insurance to their state in order to prove that they are maintaining safe and responsible habits on the road. This is accomplished through SR-22 forms, and the special policies they mandate are sometimes known as SR-22 insurance. In Florida or Virginia, however, you may be required to attain even stricter insurance policies, called FR-44 insurance after their corresponding forms. Read More»
One of the things you must have if you want to keep yourself and your vehicle protected in case of an accident is auto insurance. However, the cost to do so may be expensive, and it’s possible you’ll be interested in ways to lower it. The good news is there are many things you can do to reduce the cost of your coverage, and knowing what these things are may be helpful to you. Read More»
As a senior citizen, there is a chance that a nice chunk of your monthly budget goes toward medication-related expenses. Paying for expensive prescriptions can definitely put a huge damper on your budget, but there is a chance that you might be spending more than you have to. These are a few signs that you are paying too much for your medication. 1. You Haven’t Signed Up for Medicare Part D Read More»
Many people assume that homeowner’s insurance only covers damages that happen directly to their home, but that is not the case. There are some homeowner’s insurance policies that cover so much more than just the home. Use the guide below to learn a few things that your policy may cover without you even realizing it. Accidents that Happen on Your Property If you are having friends over for a get together and someone gets hurt, your homeowner’s insurance policy will pay for the injuries that they incur. Read More»