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If you’re young and single, you may assume you don’t need life insurance – even if you have debt, like a mortgage or student loans. While life insurance can be a saving grace for married couples (or singles with children) when an unexpected death occurs, the benefits for younger, healthier, and unattached applicants aren’t as readily apparent. These benefits do exist, and before discounting life insurance you should make sure your decision is a fully informed one. Read More»
It’s always desirable to reduce the amount of your monthly bills. So, the next time your home insurance policy is set to renew, take some time to speak to your insurance company agent about some changes that you can make to lower your premium. While shopping around and comparing quotes from different companies can be effective, this strategy also consumes plenty of your time. If you’ve been happy with the level of service that your company has provided, stick with it but make some changes to give you more money in your pocket each month. Read More»
Insurance is one of those things people tend to buy only when they feel they really have to - which is why most people carry only car insurance and home insurance. The former is required by law, and the latter is required by the mortgage company. Health insurance is another of those must haves, and most people acknowledge that life insurance is a good idea to purchase as well. If these four are the most you’ve considered buying, it’s time to expand your horizons. Read More»
When filing for divorce, most everyone thinks about splitting up possessions and bank accounts. Unfortunately, many overlook one of the most significant financial investments and issues – auto insurance. You may think that you should take your ex off your insurance immediately, but there are many factors that you need to consider before making any changes. Here’s a look at some of the things you need to keep in mind. Read More»
When you’re looking for an auto insurance policy, it’s important to remember that your driving history isn’t the only one considered. The insurance company will look at the driving records of every driver in the household, unless you can show that they are otherwise insured or don’t have a valid license. The insurance company views every driver as a risk factor because each driver in the house could presumably have access to your car keys. Read More»
Home insurance is one of the most important things that you can have if you are a homeowner. This is because home insurance can protect you in the event of a break-in, natural disaster, or even vandalism. Installing a security system, bundling your policies, and customizing your coverage are all great ways to get the protection you need without having to pay more than you have to.
Customizing Coverage
One of the easiest ways to lower your home insurance premiums is to actually sit down with your agent and customize your coverage. Read More»
There are so many things that affect auto insurance; you might not even be aware of all of them. For example, did you know that your job or profession can affect your premium rates? How is this knowledge important? Do some professionals or workers need to switch jobs to enjoy reduced premiums? You might not have to change your jobs to enjoy lower premium rates, but you will know how to counteract the effects on your job. Read More»
Have you ever been hit by an uninsured driver? If yes, then you must have told yourself that since you didn’t do anything wrong there’s no reason why your car insurer would ask you to pay for the related expenses. Well, this isn’t exactly true, and this article discusses why.
The number of drivers without auto coverage has increased.
In a 2011 news release that was published on its website, the Insurance Research Council (IRC) found that a little less than 1 motorist out of 7 in the country is driving without being legally allowed to do so. Read More»
Many people hear that homeowners insurance is important but don’t necessarily understand why. When it comes to insurance, few plans are more important that the one that protects your home and its belongings. If you own a home, you’ll need to shop for the best homeowner’s insurance possible, in order to safeguard your investment. If this is new for you and you don’t understand the advantages and benefits of having high quality homeowner’s insurance, read on to find out more. Read More»
When buying a home, home insurance should be factored into the cost. Home insurance covers things like damage, theft, and more. In order to reduce home insurance premiums, there are certain things that can be done. The five following tricks can save you a load of money on your home insurance premium.
1. Make Automatic Payments
The method you use to pay your home insurance is important because it can save you money. Read More»
