If you’re planning a vacation this summer, the last things you want to experience is a vehicle break-in or to have your vehicle vandalized. Whether you have to rent a car while yours is repaired, you have some of your personal possessions stolen or you’re otherwise inconvenienced, being victim to a break-in or vandalism can definitely put a damper on your otherwise fun summer vacation. While your auto insurance provider can take care of you whether you’re in your home state or beyond, being on the phone filing an insurance claim probably isn’t the way you envisioned spending your vacation. Read More»
Have you decided to rent a building and open your own small business? You might want to make sure that you invest in business insurance, as there are many benefits that you will be able to enjoy with the coverage. However, the extent of coverage will depend on what you are willing to pay for. Take a look at this article to find out about some of the benefits that business insurance can provide. Read More»
In general, standard homeowners’ insurance doesn’t pay for pest damage. Insurers consider pest damage a maintenance issue, and insurance is meant to pay for accidental damages and not those caused by a homeowner’s lack of maintenance. But there may be some exceptions. Here are some things to know.
Pest Damage Occasioned By a Covered Loss
Your insurer is likely to compensate you for your pest damage if it is directly caused by an insured risk. Read More»
Having a newly-licensed teen driver in your house can mean more help with errands, parental pride with the milestone it represents and unfortunately, the potential for an auto insurance rate hike. Insuring teen drivers may raise your rates more than expected, but there are some simple, effective and rewarding things you can do to help keep those premiums down. Read on to learn about 2 easy steps to take to help lower your teenager’s auto insurance bill. Read More»
Also known as Medigap, a Medicare supplemental insurance policy can be confusing. The following are four of the most important things you need to understand about this type of medical insurance in your retirement years.
You probably need this insurance
It is not uncommon for people approaching retirement years to misunderstand the coverage that Medicare provides. Many people are under the false assumption that Medicare will cover all of their bills. Read More»
Being a homeowner can allow you to have a certain amount of pride and joy. This is sure to be one of your largest investments, and you’ll want to do all you can to keep your property in good condition. It’s important to have the right amount of home insurance in place in the event you need it. Facing a catastrophic event to your property can be a financial disaster without the right amount of coverage. Read More»
Driving with a chipped or cracked windshield can be dangerous. If you are thinking about repairing your own windshield and you are approached by a salesperson offering free repairs or other perks, you may be tempted to offer up your insurance information on the spot.
Unfortunately, many sales representatives offering these seemingly good deals are involved in windshield repair fraud schemes that could cost you a fortune in the future. Here are three things you can do to avoid becoming a victim of windshield repair fraud in the future. Read More»
Comprehensive auto insurance goes above and beyond what a typical liability policy will include. It provides many add-ons and extras to give you the best possible coverage, whether you have your car stolen or are in a serious accident. Here are some different benefits of choosing this type of auto insurance policy.
Storm Damage
With a regular auto insurance policy, you may have protection from certain perils, but not typically storm damage. Read More»
It’s conventional for your insurance company to offer you a rate discount after you’ve driven for three years without any accidents. If you live in an area with harsh winters, you might be concerned that winter driving will increase your likelihood of being in an accident that prevents you from being eligible for a safe-driver discount. While it’s true that winter driving can often be more dangerous, you can take several steps to prepare for inclement road conditions to maximize your safety—and keep you eligible for a rate drop in the future. Read More»
The average American pays a little more than $900 per year for his or her auto insurance policy. If you like the idea of paying even less, there are many ways to accomplish your goal. You don’t have to cancel your existing policy and compare different quotes online to get a better rate; while often effective, this strategy takes up your valuable time. Instead, you can benefit from talking to your insurance agency representative to discuss getting a discount or change your driving habits to put yourself in line for a price drop. Read More»
