The Insurance Papers

Comparing FR-44 And SR-22 Insurance Plans

In most states, drivers who have been convicted of a DUI or driving without a valid license or insurance may be required to submit proof of insurance to their state in order to prove that they are maintaining safe and responsible habits on the road. This is accomplished through SR-22 forms, and the special policies […]

Three Things That Might Be Covered By Your Homeowners Insurance Policy Without You Even Knowing It

Many people assume that homeowner’s insurance only covers damages that happen directly to their home, but that is not the case. There are some homeowner’s insurance policies that cover so much more than just the home. Use the guide below to learn a few things that your policy may cover without you even realizing it. […]

When Your Homeowners’ Insurer Is Likely To Cover Pest Related Damage

In general, standard homeowners’ insurance doesn’t pay for pest damage. Insurers consider pest damage a maintenance issue, and insurance is meant to pay for accidental damages and not those caused by a homeowner’s lack of maintenance. But there may be some exceptions. Here are some things to know. Pest Damage Occasioned By a Covered Loss […]

Taming Teen Driver Insurance Hikes

Having a newly-licensed teen driver in your house can mean more help with errands, parental pride with the milestone it represents and unfortunately, the potential for an auto insurance rate hike. Insuring teen drivers may raise your rates more than expected, but there are some simple, effective and rewarding things you can do to help […]

Four Things You Need To Understand About Medicare Supplemental Insurance

Also known as Medigap, a Medicare supplemental insurance policy can be confusing. The following are four of the most important things you need to understand about this type of medical insurance in your retirement years. You probably need this insurance It is not uncommon for people approaching retirement years to misunderstand the coverage that Medicare […]

Avoiding Windshield Repair Fraud

Driving with a chipped or cracked windshield can be dangerous. If you are thinking about repairing your own windshield and you are approached by a salesperson offering free repairs or other perks, you may be tempted to offer up your insurance information on the spot. Unfortunately, many sales representatives offering these seemingly good deals are […]