Drive A Truck For A Living? What Can You Do To Prevent Post-Accident Rate Hikes?

Posted on

If you’re an owner-operator (OO) of your own rig, you may put a lot of pride into your safe and defensive driving skills — which can make an insurance hike following an accident that wasn’t your fault even more of an insult. Unfortunately, truck drivers can often be blamed for accidents that were due in greater part to a passenger vehicle driver’s poor judgment or failure to yield, causing their insurance rates to rise and their profits to take a hit. Read More»

Do You Need Business Insurance For Your Home Business?

Posted on

When running a business out of a traditional office location, the need for business insurance should be obvious. If you are running the business out of your home, you may make the assumption that your homeowners insurance will cover all the needs for your home business. That is not always true, and business insurance may be necessary. Here are 3 reasons why you will need to get business insurance for your home business. Read More»

Insurance Reimbursement For Foundation Repair

Posted on

When the ground your home sits on moves, so can your foundation – sometimes leading to costly repairs. Because all kinds of factors can cause damage to your home’s foundation, it’s important to understand the different types of problems that may occur. You also need to know under what circumstances your home insurance policy will help cover the cost of foundation repairs. Understanding What Happens The soil expansion that occurs with the seasons can push up your home’s foundation. Read More»

Things To Consider When Determining How Much Life Insurance You Need

Posted on

No one knows your financial situation better than you. So, you shouldn’t let anyone else tell you how much life insurance your family needs, but you shouldn’t allow yourself to get overwhelmed by the different options available either. Fortunately, it isn’t difficult to determine how much life insurance you need if you have questions. Learn how to determine a good life insurance coverage amount for your family and what type of things you need to take into consideration. Read More»

Comparing FR-44 And SR-22 Insurance Plans

Posted on

In most states, drivers who have been convicted of a DUI or driving without a valid license or insurance may be required to submit proof of insurance to their state in order to prove that they are maintaining safe and responsible habits on the road. This is accomplished through SR-22 forms, and the special policies they mandate are sometimes known as SR-22 insurance. In Florida or Virginia, however, you may be required to attain even stricter insurance policies, called FR-44 insurance after their corresponding forms. Read More»