When your child heads off to college, you can expect a lot of changes in your home and lifestyle. During this time of change, it’s important that you know exactly what is and is not covered by your auto and homeowner’s insurance when your child is away living in a dorm or apartment. Here are three questions you’ll want to ask your insurance agents in order to get a better idea of your coverage. Read More»
A car accident can quickly become one of the most expensive experiences of your life. While your auto insurance is designed to protect you from most of these expenses, it is an unfortunate fact that many people lack the knowledge needed to understand their coverage. As a result, they may not have the protections that they want or need. Luckily, the following answers to routine insurance questions should help you to better ensure that you are protected from the financial ramifications of a car accident. Read More»
If you’re young and single, you may assume you don’t need life insurance – even if you have debt, like a mortgage or student loans. While life insurance can be a saving grace for married couples (or singles with children) when an unexpected death occurs, the benefits for younger, healthier, and unattached applicants aren’t as readily apparent. These benefits do exist, and before discounting life insurance you should make sure your decision is a fully informed one. Read More»
It’s always desirable to reduce the amount of your monthly bills. So, the next time your home insurance policy is set to renew, take some time to speak to your insurance company agent about some changes that you can make to lower your premium. While shopping around and comparing quotes from different companies can be effective, this strategy also consumes plenty of your time. If you’ve been happy with the level of service that your company has provided, stick with it but make some changes to give you more money in your pocket each month. Read More»
Insurance is one of those things people tend to buy only when they feel they really have to - which is why most people carry only car insurance and home insurance. The former is required by law, and the latter is required by the mortgage company. Health insurance is another of those must haves, and most people acknowledge that life insurance is a good idea to purchase as well. If these four are the most you’ve considered buying, it’s time to expand your horizons. Read More»