If you own a home, carrying home insurance is vital. Most mortgage lenders will require that you have a policy in place; however, there’s no requirement that you have a home insurance policy, but it’s still a good idea. Homeowners insurance will replace or rebuild your home after a disaster. Not having ample home insurance can mean serious financial difficulties in the event of a natural disaster or other situation that leads to significant damage to your home. Read More»
As a new homeowner, you need to make sure that you fully protect your new investment. It costs a lot of money to own and maintain a home, so you’ll want to look into investing in homeowners insurance. This is a good way to protect your home and your personal belongings and to have a plan in place in case something does go wrong in the future. Here are the reasons you need to buy homeowners insurance: Read More»
The craziest little accidents seem like they require the least amount of effort to fix, right? A car door moved beyond its bending capacity such that it does not shut all the way is an example of one of these simple accidents. One would assume that the mechanic would just remove and repair or replace the door. However, your car insurance company would view this quite differently, especially if your vehicle is older than ten years. Read More»
If you’re an owner-operator (OO) of your own rig, you may put a lot of pride into your safe and defensive driving skills — which can make an insurance hike following an accident that wasn’t your fault even more of an insult. Unfortunately, truck drivers can often be blamed for accidents that were due in greater part to a passenger vehicle driver’s poor judgment or failure to yield, causing their insurance rates to rise and their profits to take a hit. Read More»
When running a business out of a traditional office location, the need for business insurance should be obvious. If you are running the business out of your home, you may make the assumption that your homeowners insurance will cover all the needs for your home business. That is not always true, and business insurance may be necessary. Here are 3 reasons why you will need to get business insurance for your home business. Read More»
