When filing for divorce, most everyone thinks about splitting up possessions and bank accounts. Unfortunately, many overlook one of the most significant financial investments and issues – auto insurance. You may think that you should take your ex off your insurance immediately, but there are many factors that you need to consider before making any changes. Here’s a look at some of the things you need to keep in mind. Read More»
When you’re looking for an auto insurance policy, it’s important to remember that your driving history isn’t the only one considered. The insurance company will look at the driving records of every driver in the household, unless you can show that they are otherwise insured or don’t have a valid license. The insurance company views every driver as a risk factor because each driver in the house could presumably have access to your car keys. Read More»
Home insurance is one of the most important things that you can have if you are a homeowner. This is because home insurance can protect you in the event of a break-in, natural disaster, or even vandalism. Installing a security system, bundling your policies, and customizing your coverage are all great ways to get the protection you need without having to pay more than you have to. Customizing Coverage One of the easiest ways to lower your home insurance premiums is to actually sit down with your agent and customize your coverage. Read More»
There are so many things that affect auto insurance; you might not even be aware of all of them. For example, did you know that your job or profession can affect your premium rates? How is this knowledge important? Do some professionals or workers need to switch jobs to enjoy reduced premiums? You might not have to change your jobs to enjoy lower premium rates, but you will know how to counteract the effects on your job. Read More»
Have you ever been hit by an uninsured driver? If yes, then you must have told yourself that since you didn’t do anything wrong there’s no reason why your car insurer would ask you to pay for the related expenses. Well, this isn’t exactly true, and this article discusses why. The number of drivers without auto coverage has increased. In a 2011 news release that was published on its website, the Insurance Research Council (IRC) found that a little less than 1 motorist out of 7 in the country is driving without being legally allowed to do so. Read More»